Viatical Help — Answers & Guides

Plain, honest answers to the questions families actually ask. No sales pitch.

• Can You Sell a Life Insurance Policy Before You Die?

  Yes — and for many families it's worth far more than surrendering or letting the policy lapse.

• How Much Can You Sell a Life Insurance Policy For?

  It depends on age, health, and the policy — but it's almost always more than the surrender value.

• Are Viatical and Life Settlements Taxable?

  For a terminal diagnosis, usually not. For a life settlement, it's more nuanced.